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Last updated: 08-04-26

TRANSACTION FEES

Product fees

MonthlyR9.00
Dormancy*R15.00
*Deducted from card monthly if card is not reloaded within a 6-month period.

Loading fees

Initial load*Dependent on client
Loading*R17.00
Load reversal*R5.00
Load SMS (optional)*R1.50
Wallet to card transfer*R16.00
Wallet load reversal*-
Transfer*R5.00
Card replacement*R5.00
*Can be paid by the issuing company or cardholder
CARD USAGE LIMITS

Limits

POS* total dailyR25,000.00
POS* total monthlyR25,000.00
ATM total dailyR5,000.00
ATM total monthlyR25,000.00
POS* per transactionR5,000.00
ATM per transactionR5,000.00
Card load monthlyR25,000.00
Online purchase total daily**-
Online purchase total monthly**-
*Point-of-sale devices (retailer card machines)
**Online purchase functionality is not enabled

Transaction quantity limits

ATM daily count3
ATM monthly count12
POS* daily count20
POS* monthly count80
*Point-of-sale devices (retailer card machines)
CARDHOLDER FEES

Purchase fees

Retailer card machine swipes-

Cash withdrawal fees

ATM*R3.30
POS**R3.00
*per R100
**Point-of-sale devices (retailer card machines). With or without a purchase.

Error fees

PIN resetR13.50
Decline at POS (retailer card machine) - due to insufficient fundsR9.50
Decline at Standard Bank ATM - due to insufficient funds-
Decline at any other ATM - due to insufficient fundsR9.50

Balance enquiries*

Balance enquiry fees at Standard Bank ATMR1.70
ATM balance enquiry at any other ATMR11.00
*You can view your balance, free of charge, on the PayCentral app and https://www.getmybalance.co.za

Card statement download*

7 day statement-
30 day statementR10.00
60 day statementR15.00
90 day statementR20.00
Monthly email statement subscriptionR2.50
*Available on the PayCentral app and https://www.getmybalance.co.za

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