PayVirtually.Everywhere™
Shift to Digital Gifting. The covid 19 outbreak has accelerated the digitisation of how we work, live and shop
PayVirtually.Everywhere™
Shift to Digital Gifting. The covid 19 outbreak has accelerated the digitisation of how we work, live and shop
What is DigiCentral?
A virtual card from Mastercard that is:
» Pre-funded
» Generated through the PayCentral Portal
» Displayed and housed on the PayCentral App
Why shift to Digital Gifting?
Business Owner benefits
» ZERO plastic costs
» ZERO courier fees
» Save on turnaround time
» Generate card instantly
» Online reporting
» Instant gifting
Card Holder benefits
» Promote social distancing
» Say goodbye to long payment queues
» Online shopping – Safe, easy and convenient within South Africa
» No bank account needed
» Link to any banking Masterpass digital wallet
» Pay your bills using Masterpass (Utilities and Accounts)
» Cards are valid for 3 years
» 3D Secure code
» Card can be linked to CHECKERS, SIXTY60, WOOLWORTHS, PICK N PAY, UBER EATS, MR D, TAKEALOT, MAKRO, DSTV, NETFLIX, PAY@ & NETFLORIST
» ZERO Monthly fees
» ZERO Transaction fees
PayCentral App
» Balance checking
» Transaction history
» Block and unblock cards
» Reset pins
» Personalising cards
» Export statements in excel and pdf
» Enabling in contact sms service
» View both physical and virtual cards
Safety and security
» 3D Secure code
» Contactless QR Payments
» No need to enter pin on speedpoint terminals
» Social distance by purchasing online from home
Why shift to Digital Gifting?
Business Owner benefits
» ZERO plastic costs
» ZERO courier fees
» Save on turnaround time
» Generate card instantly
» Online reporting
» Instant gifting
Card Holder benefits
» Promote social distancing
» Say goodbye to long payment queues
» Online shopping – Safe, easy and convenient within South Africa
» No bank account needed
» Link to any banking Masterpass digital wallet
» Pay your bills using Masterpass (Utilities and Accounts)
» Cards are valid for 3 years
» 3D Secure code
» Card can be linked to CHECKERS, SIXTY60, WOOLWORTHS, PICK N PAY, UBER EATS, MR D, TAKEALOT, MAKRO, DSTV, NETFLIX, PAY@ & NETFLORIST
» ZERO Monthly fees
» ZERO Transaction fees
PayCentral App
» Balance checking
» Transaction history
» Block and unblock cards
» Reset pins
» Personalising cards
» Export statements in excel and pdf
» Enabling in contact sms service
» View both physical and virtual cards
Safety and security
» 3D Secure code
» Contactless QR Payments
» No need to enter pin on speedpoint terminals
» Social distance by purchasing online from home
Business Owner Journey
How to get started?
Business (Client) onboarding process
» Online client agreement submitted to PayCentral™
» Unique profile number created
» Username and password generated
» Email sent to client to activate the profile
How to get money into your profile?
Payment of funds into profile by client
» Invoice generated by PayCentral™
» Client EFTs money into bank trust account using unique profile number as the mandatory recipient reference. See banking cut off times below
» Unique profile number allows bank to allocate the money to the matching client profile on PayCentral™ portal
» Client profile balance reflects on portal and DigiCentral Card are ready to be created
How to order DigiCentral cards?
Card linking , allocation and creation
» No need to order cards anymore!
» Cards are created directly from the portal
» DigiCentral card allocated and created
» SMS immediately sent out to recipients on their mobile number
Card Holder Journey
SMS Received
SMS received when DigiCentral card is created
Download PayCentral App
The SMS prompts the user to download the Paycentral App which can be downloaded from both Apple Store and Google Play
Register And Authentication
User will be prompted to setup security through phone or with access pin
View Cards
The PayCentral App houses the DigiCentral card/s.
All vital card information can be viewed:
Card Number, CVV and Expiry Date
Set 3D Secure Code
Card holder will need to set the 3D Secure code which is requested when purchasing online or at a Point of Sale terminal. User can also change the 3D Secure code through the App
How To Make Purchases At A Point Of Sale Terminal
Spending money at speedpoint terminals requires the cardholder to link their DigiCentral card to payment apps like Masterpass or Snapscan.
Masterpass is widely accepted at retailers countrywide. Cardholders need to make sure that the retailer accepts Masterpass at their establishment before purchasing.
Linking DigiCentral Virtual Card to Masterpass
Download Masterpass App
from Apple Store of Google Play
Enter DigiCentral card details into app.
Card number, CVV and expiry date
Card linked to Masterpass
Make purchases online or at retail point
of sale where Masterpass is accepted
Make value added purchases using
Masterpass and DigiCentral
